Das unterschreiben wir so.
2) Taking advantage of the fact that people are nice, trusting, and helpful 95% of the time.
The infosec industry invented a term to make this sound like some sort of science: "Social Engineering". This is probably the way to go if you don't know too much about computers, and it really is all it takes to be a successful hacker [0].
[0] https://www.youtube.com/watch?v=DB6ywr9fngU